A swimming pool is one of the best investments you can make in your family’s happiness and your home’s value. But let’s be honest—pools aren’t cheap. The good news? You don’t have to pay for everything upfront.
At Sharpe Design Pools, we’ve partnered with Lyon Financial to offer our clients flexible financing options that make pool ownership achievable for more families.
Why Finance Your Pool?
Preserve Your Savings
Even if you have the cash to pay for a pool outright, financing allows you to keep your savings intact for emergencies or other investments. With today’s competitive loan rates, the cost of financing may be less than the opportunity cost of depleting your savings.
Start Enjoying Sooner
Why wait years to save up when you can start enjoying your pool this summer? Financing lets you build your dream backyard now and pay over time.
Increase Home Value Immediately
A well-designed pool can add significant value to your home. By financing, you’re essentially leveraging future equity to create present enjoyment.
Tax Considerations
In some cases, pool financing may offer tax benefits, especially if it’s secured by your home. Consult with a tax professional to understand your specific situation.
Lyon Financial: Our Financing Partner
Sharpe Design Pools is proud to be a preferred partner with Lyon Financial, the nation’s leading swimming pool lender. Since 1979, they’ve specialized exclusively in pool financing.
Lyon Financial Benefits
Loan Amounts: $10,000 to $200,000
Competitive Rates: Some of the lowest rates in the industry
Flexible Terms: Up to 30 years to repay
Quick Approval: Get pre-approved in minutes
No Home Equity Required: Unsecured loan options available
Simple Process: Easy online application
Veteran Programs: Special rates for military families
Sample Monthly Payments
To give you an idea of what pool financing might look like:
| Loan Amount | 10-Year Term | 15-Year Term | 20-Year Term |
|---|---|---|---|
| $50,000 | ~$575/month | ~$425/month | ~$350/month |
| $75,000 | ~$860/month | ~$640/month | ~$525/month |
| $100,000 | ~$1,150/month | ~$850/month | ~$700/month |
Rates vary based on credit score and loan terms. These are estimates only.
The Financing Process
Getting pool financing is simpler than you might think:
Step 1: Get Pre-Approved
Before finalizing your pool design, get pre-approved with Lyon Financial. This takes just minutes and doesn’t affect your credit score. Knowing your budget helps us design the perfect pool for your needs.
Step 2: Design Your Pool
Work with Sharpe Design Pools to create your custom pool design. We’ll provide detailed 3D renderings and a complete quote.
Step 3: Finalize Your Loan
Once you’ve approved your pool design, complete your loan application with Lyon Financial. Approval typically takes 24-48 hours.
Step 4: Build Your Dream Pool
With financing secured, we’ll begin construction. Your first payment typically isn’t due until after your pool is complete.
What Can Be Financed?
Your pool loan can cover more than just the pool itself:
- Pool construction (gunite or fiberglass)
- Attached spa or hot tub
- Pool equipment (pumps, filters, heaters)
- Automatic pool covers
- Decking and coping
- Water features
- Lighting
- Landscaping around the pool
- Outdoor kitchens and living spaces
- Privacy fencing
Tips for Getting the Best Financing
- Check Your Credit: Review your credit report before applying and address any errors
- Compare Options: Get quotes from multiple lenders to ensure competitive rates
- Consider Total Cost: A longer term means lower payments but more interest over time
- Plan for Extras: Include a buffer in your loan amount for unexpected additions
- Get Pre-Approved Early: Knowing your budget helps streamline the design process
Ready to Make It Happen?
Don’t let financing concerns delay your backyard dreams. Contact Sharpe Design Pools for a free consultation, and we’ll connect you with Lyon Financial to explore your financing options.
You could be swimming in your new pool sooner than you think!
Apply for Financing through our Lyon Financial partnership page.
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